Compare Checking Accounts
Explore the differences between our checking accounts and choose the one that fits you best.
| Features | |||
|---|---|---|---|
| Minimum to Open | $100 | $10 | $25 |
| Earns Interest |  | ||
| Debit Card | | | |
| Online Banking | | | |
| Mobile Banking | | | |
| eStatements | | | |
| 24 Hour Telephone Banking | | | |
Get Real Checking℠*
Checking you don’t have to think about! 24/7 banking convenience that’s free of monthly account fees.
- No monthly account fees
- Free Mobile Banking** with Biometric ID & Mobile Check Deposit
- Free Online Banking & Bill Pay
- Instant Issue Debit Card
- eStatements
- 24 Hour Telephone Banking
- Direct Deposit available
- Unlimited check writing
- No fees at our ATMs or SUM Network ATMs***
- Eligible to enroll in Cyber Scout® Identity Theft services
- $10 minimum deposit to open
*Notify us if you are 65 years of age or older, or 18 years of age or younger. You may be eligible for a waiver or reduction of certain account fees or charges.
** 3rd party fees for message, data and internet services may apply
***Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks.
Get More Checking℠*
Get all our great checking benefits, plus earn interest on your balance.
- Interest-bearing account
- No monthly account fees
- Free Mobile Banking** with Biometric ID & Mobile Check Deposit
- Free Online Banking & Bill Pay
- Instant Issue Debit Card
- eStatements
- 24 Hour Telephone Banking
- Direct Deposit available
- Unlimited check writing
- No fees at our ATMs or SUM Network ATMs***
- Eligible to enroll in Cyber Scout® Identity Theft services
- $100 minimum deposit to open
*Notify us if you are 65 years of age or older, or 18 years of age or younger. You may be eligible for a waiver or reduction of certain account fees or charges.
** 3rd party fees for message, data and internet services may apply
***Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks.
Effective Date: Monday, October 2, 2023
| Minimum to Open | Minimum Daily Balance to Earn APY | Interest Rate | Annual Percentage Yield(APY)%* |
|---|---|---|---|
| $100 | $.01 - $24,999.99 | .05% | .05% |
| $100 | $25,000 - $49,999.99 | .10% | .10% |
| $100 | $50,000 - $99,999.99 | .10% | .10% |
| $100 | $100,000 - $999,999.99 | .20% | .20% |
| $100 | $1,000,000 and over | .20% | .20% |
*This is a variable rate account and rates are subject to change without notice. Fees may reduce earnings.
The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Depositors Insurance Fund (DIF).
Back-To-Basics Checking℠*
(Available to Connecticut residents only)
- $10 monthly account fee
- Free Mobile Banking** with Biometric ID & Mobile Check Deposit
- Free Online Banking & Bill Pay
- Instant-Issue Debit Card
- eStatements
- 24-Hour Telephone Banking
- Direct Deposit available
- Unlimited check writing
- No fees at our ATMs or SUM Network ATMs***
- Eligible to enroll in Cyber Scout® identity theft services
- No fees for Abandoned Property, Account Closed within 6 months, Account Inactivity, Insufficient/Uncollected Funds, or Returned Deposited Items
- Not eligible for bonus programs
- $25 minimum to open
*Notify us if you are 65 years of age or older, or 18 years of age or younger. You may be eligible for a waiver or reduction of certain account fees or charges.
** 3rd party fees for message, data and internet services may apply
***Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks.
