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Compare Checking Accounts

Explore the differences between our checking accounts and choose the one that fits you best.

Checking Comparison Chart

FeaturesPremier CheckingBasic Checking
Minimum to Open$100$10
Earns InterestYes
Debit CardYesYes
Online BankingYesYes
Mobile BankingYesYes
eStatementsYesYes
24 Hour Telephone BankingYesYes
FREE First Order of bankHometown ChecksYesYes

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Premier Checking

Take advantage of even more account benefits while earning interest on your balance.

 

* 3rd party fees for message, data and internet services may apply.

**Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories.

Effective Date: Thursday, November 21, 2019

Checking Accounts

Minimum to OpenMinimum Daily Balance to Earn APYInterest RateAnnual Percentage Yield(APY)%*
$100$.01 - $24,999.99.10%.10%
$100$25,000 - $49,999.99.15%.15%
$100$50,000 - $99,999.99.15%.15%
$100$100,000 - $999,999.99.20%.20%
$100$1,000,000 and over.25%.25%

* Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Fees could reduce earnings on accounts.  This is a variable rate account and rates are subject to change without notice.

The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Share Insurance Fund (SIF).

*Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Minimum opening and daily balance to earn stated APY is $.01. Fees could reduce earnings on accounts. Rates offered are subject to change without notice.

The Federal Deposit Insurance Corporation (FDIC) federally insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Share Insurance Fund (SIF).

Basic Checking*

Looking for a free checking account with no maintenance fees? Look no further.

*Notify us if you are 65 years of age or older, or 18 years of age or younger. You may be eligible for a waiver or reduction of certain account fees or charges.

** 3rd party fees for message, data and internet services may apply

***Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories.

 

 

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