Compare Checking Accounts
Explore the differences between our checking accounts and choose the one that fits you best.
| Features | Premier Checking℠ | Basic Checking |
|---|---|---|
| Minimum to Open | $100 | $10 |
| Earns Interest |  | |
| Debit Card | | |
| Online Banking | | |
| Mobile Banking | | |
| eStatements | | |
| 24 Hour Telephone Banking | | |
| FREE First Order of bankHometown Checks | | |
Premier Checking℠
Take advantage of even more account benefits while earning interest on your balance.
- Interest-bearing account
- No monthly maintenance service charges
- Free Mobile Banking* with Touch ID™ Login & Mobile Check Deposit
- Free Online Banking & Bill Pay
- Instant Issue Debit Card
- eStatements
- 24 Hour Telephone Banking
- Direct Deposit available
- Unlimited check writing
- Free first order of bankHometown checks
- No fees at our ATMs or SUM Network ATMs**
- Eligible to enroll in Cyber Scout® Identity Theft services
- $100 minimum deposit to open
* 3rd party fees for message, data and internet services may apply.
**Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories.
Effective Date: Monday, March 1, 2021
| Minimum to Open | Minimum Daily Balance to Earn APY | Interest Rate | Annual Percentage Yield(APY)%* |
|---|---|---|---|
| $100 | $.01 - $24,999.99 | .02% | .02% |
| $100 | $25,000 - $49,999.99 | .05% | .05% |
| $100 | $50,000 - $99,999.99 | .05% | .05% |
| $100 | $100,000 - $999,999.99 | .10% | .10% |
| $100 | $1,000,000 and over | .10% | .10% |
* Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Fees could reduce earnings on accounts. This is a variable rate account and rates are subject to change without notice.
The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Depositors Insurance Fund (DIF).
*Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Minimum opening and daily balance to earn stated APY is $.01. Fees could reduce earnings on accounts. Rates offered are subject to change without notice.
The Federal Deposit Insurance Corporation (FDIC) federally insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Depositors Insurance Fund (DIF).
Basic Checking*
Looking for a free checking account with no maintenance fees? Look no further.
- No monthly maintenance service charges
- Free Mobile Banking** with Touch ID™ Login & Mobile Check Deposit
- Free Online Banking & Bill Pay
- Instant Issue Debit Card
- eStatements
- 24 Hour Telephone Banking
- Direct Deposit available
- Unlimited check writing
- Free first order of bankHometown checks
- No fees at our ATMs or SUM Network ATMs***
- Eligible to enroll in Cyber Scout® Identity Theft services
- $10 minimum deposit to open
*Notify us if you are 65 years of age or older, or 18 years of age or younger. You may be eligible for a waiver or reduction of certain account fees or charges.
** 3rd party fees for message, data and internet services may apply
***Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories.
