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We're committed to keeping you informed so that you can take necessary precautions to secure your accounts and personal information.

A Change in Deposit Insurance Coverage

Effective March 17, 2020, The Co-operative Central Bank (CCB) and its Share Insurance Fund (SIF) merged into the Depositors Insurance Fund (DIF). As a result, bankHometown has become a member of the DIF.

Rest assured that your deposits with bankHometown will continue to be insured in full. Each depositor is insured to at least $250,000 by the FDIC. Effective March 17, all deposits above the FDIC limit are insured by the DIF.

The DIF has a long history of protecting deposits.  Since 1934, when the DIF was created, no depositor has lost a penny in a member bank.