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Samsung Pay provides owners of select Samsung Galaxy devices the ability to use their Galaxy phone to make payments almost anywhere you can swipe or tap your bankHometown debit card.
Select Samsung Galaxy devices are equipped with Near Field communication technology (NFC) that transmits the tokenized version of the debit card payment credentials securely to a merchant terminal. In addition to NFC, Samsung Pay supports a new proprietary technology, Magnetic Secured Transmission (MST) which transmits the same secure tokenized debit card payment credentials. See below for more information about NFC and MST.
Near Field Communication (NFC) is a short-range wireless technology that allows two devices to exchange payment information quickly and conveniently at close proximity. Samsung Pay uses NFC technology to transmit payment information from your phone to the contactless payment terminal.
Magnetic Secure Transmission (MST) replicates swiping a physical card at the payment terminal by securely sending payment information directly to the magnetic strip card reader without touching it. Samsung Pay uses NFC technology or MST to transmit payment information from your phone to the contactless payment terminal.
Samsung Pay can be used almost anywhere you can use a credit card to make purchases, or wherever contactless payments are accepted. Plastic cards may need to be used where contactless payments are not accepted (Ex. Gas Station Pumps).
The availability will vary by mobile network operator. The app will appear when customers install the most up to date operating system. Samsung Pay will be a preloaded app on upcoming Samsung devices. The app is not available for download on unsupported devices. Click here to find an up to date list of Samsung Pay compatible devices.
Samsung Pay requires you to sign in to your Samsung account before you register your bankHometown debit card. If you do not have a Samsung account, create an account by clicking Sign up. During the setup of Samsung Pay you will be prompted to scan your biometric ID and enter a PIN so you can authenticate future purchases.
If you need additional support with adding your bankHometown debit card to Samsung Pay, please contact Customer Care at 888.307.5887.
Once your eligible bankHometown debit card is registered to Samsung Pay, activate the Simple Pay feature of Samsung Pay by swiping your screen from the bottom just above the Home key, towards the top of the screen.
The most recently added or used card is displayed. Swipe left or right to scroll through your registered payment cards.
When you have the desired card selected, use your biometric ID to verify your biometric ID or touch Enter PIN to enter your Samsung Pay PIN.
Samsung Pay will indicate that you are ready to make a payment.
For NFC Payments
For MST Payments
To make purchases within participating merchant apps on your Samsung phone, simply select Samsung Pay at checkout.
For in-store purchases you will see a confirmation screen in addition to a transaction notification on your device. You can always view your Samsung Pay transactions in the Samsung Pay app.
There is no cost to use Samsung Pay with your bankHometown debit card. However, an active data plan with a mobile carrier is required. Based on your wireless plan and mobile carrier’s offering, additional data charges may apply.
Yes. You can continue to use your plastic card as you usually would after you have added it to Samsung Pay.
You may need to sign a receipt, depending on the merchant.
The return policy will vary by merchant. You can return items purchased using your card with Samsung Pay by:
Please remember to keep the original receipt you received from the merchant at the time of purchase as the transaction details listed in Samsung Pay are not an official receipt.
Samsung Pay is locked when the device is locked. A PIN or biometric ID is required per transaction in order to use Samsung Pay.
A digital account number (token) is a substitute account number that replaces your card number in each transaction. This means that your actual information isn’t shared when you shop and your card details stay safe.
Whether your card is replaced because it is lost or stolen, or if the card has expired, in most cases your new card will be automatically associated to the existing Digital Account Number (Token) in your device, and continue to be used for payments in Samsung Pay. If, for some reason, bankHometown could not re-add your new card to the existing Digital Account Number (Token), you will see a notation in the Samsung Pay App that the card is not active for use. You can then re-add your card, as you did initially to make it active again.
If your phone is lost or stolen, you can lock your phone and suspend Samsung Pay by using the Samsung Device Manager. You can also call Customer Care at 888.307.5887 and we’ll assist you with suspending the cards in Samsung Pay, allowing you to continue to use your plastic cards.
If you find your phone, you can unsuspend Samsung Pay by following the prompts on your phone or via “FMM”.
If you replace or update your device, deactivating your old device will automatically delete the Digital Account Number (Token) associated with the old device. You will have to register your cards to your new device to use Samsung Pay, the same way you registered the first time.
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