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Get Real Savings

Make saving a permanent habit. This account gives children a safe place to keep their spare change while teaching them the importance of saving.

  • $10 minimum deposit to open
  • No monthly maintenance service charge
  • Earn interest on your savings
  • Unlimited withdrawals and transactions

Online Banking and eStatement options are available at this time. NOTE: Must be at least 13 years of age to open a savings account with a parent/guardian present and on the account.


Debit Card will not have Point of Sale functionality until the account owner turns 16 years of age and requests functionality be turned on.

 

Effective Date: Thursday, November 21, 2019

Savings Accounts

Minimum to OpenMinimum Daily Balance to Earn APYInterest RateAnnual Percentage Yield (APY)%*
$10.00$0.010.05%0.05%

Open Now

* Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Fees could reduce earnings on accounts.  These are variable rate accounts and rates are subject to change without notice.

The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Depositors Insurance Fund (DIF).

*Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Fees could reduce earnings on accounts. Rates offered are subject to change without notice.

Notify us if you are 65 years of age or older, or 18 years of age or younger. You may be eligible for a waiver or reduction of certain account fees or charges.

Club Accounts

Save for the holidays or that well deserved vacation with a designated account.

  • $10 minimum to open
  • No monthly maintenance service charge
  • Interest bearing account
  • A check for the balance and interest is mailed to you or you may request the balance to be automatically transferred to another account:
    • April for Vacation Club
    • October for Holiday Club
  • Partial withdrawals not allowed*

*If any withdrawal is made from this account before club maturity, then this account may be closed

Effective Date: Thursday, November 21, 2019

Savings Accounts

Minimum to OpenMinimum Daily Balance to Earn APYInterest RateAnnual Percentage Yield (APY)%*
$10.00$0.010.05%0.05%

* Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Fees could reduce earnings on accounts.  These are variable rate accounts and rates are subject to change without notice.

The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000. All portions of deposits in excess of $250,000 are insured by the Depositors Insurance Fund (DIF).

*Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Fees could reduce earnings on accounts. Rates offered are subject to change without notice.

Tiered Money Market

Maximize the advantages of higher interest rates while benefiting from the liquidity of a savings account. Plus, with tiered interest rates, the higher your balance, the higher your interest rate.

Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories.

3rd party fees for message, data and internet services may apply.

Savings Accounts

ProductMinimum to OpenMinimum Daily Balance to Earn APYAnnual Percentage Yield (APY)%*
Tiered Money Market Account$1,000.00$0.01 - $24,999.990.10%Open Now

Tiered Money Market $25,000-$49,999.99

$1,000.00$25,000 - $49,999.990.15%

Tiered Money Market $1,000-$99,999.99

$1,000.00$50,000 - $99,999.990.15%

Tiered Money Market $100,000-$999,999.99

$1,000.00$100,000 - $999,999.990.20%

Tiered Money Market $1,000,000+

$1,000.00

$1,000,000+

0.25%

*Interest is compounded monthly. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. Fees could reduce earnings on accounts. Rates offered are subject to change without notice.

Put $200* In Your Pocket

Open the checking account that fits you best.

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