Reserve Credit
This credit line is designed to protect you from overdrawing your checking account. When linked to your bankHometown account, it will transfer from your available credit to your checking should you have insufficient funds. You may apply for as little as $500 and as much as $3,500.
Collateral Loans
Looking to rebuild or establish credit? With this secured loan option, you can benefit from flexible terms. You can use your bankHometown savings account, certificate of deposit (CD), or stocks to secure the loan.
- Loans up to 90% of funds on deposit with bankHometown
- Flexible terms
- Fixed monthly payment option available
