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Reserve Credit

This credit line is designed to protect you from overdrawing your checking account. When linked to your bankHometown account, it will transfer from your available credit to your checking should you have insufficient funds. You may apply for as little as $500 and as much as $3,500.

Collateral Loans

Looking to rebuild or establish credit? With this secured loan option, you can benefit from flexible terms and no credit check is required. You can use your bankHometown savings account or certificate of deposit (CD) to secure the loan.

  • Loans up to 90% of funds on deposit with bankHometown
  • Flexible terms
  • Fixed monthly payment option available
Couple showing keys to home

First Time Homebuyer?

Receive up to $15,000* in grant money through the Equity Builder Program.

Equity Builder Program