
Mortgage Lenders
Whether you are considering shopping for your first home, buying a new home or refinancing an existing mortgage, we are here to help.
Whether you are considering shopping for your first home, buying a new home or refinancing an existing mortgage, we are here to help.
Unlock your potential with the right financing for you. We know borrowing money can be stressful, so bankHometown makes it easy to compare terms and find a loan that helps make the homebuying process simple and stress-free.
If you're a prospective homebuyer who would be more comfortable with a set monthly payment for the term of your loan, lock in a fixed rate for your home financing.
An adjustable-rate mortgage (ARM) usually starts at a lower rate than a fixed-rate loan, which translates to a lower payment for greater purchasing power. This introductory fixed-rate period is then followed by rate fluctuations based on a predetermined margin and a defined index. Interest rate changes are limited, or capped, at each adjustment and for the life of the loan. For more information, contact one of our Mortgage Lenders.
As a first-time homebuyer, you may qualify for advantages such as reduced closing costs, a low down payment, zero points and flexible qualifying guidelines. Products are available for 1 -4 family homes and condos. Let's explore your options together and find the financing solution that can make your plans possible.
Planning on building a new home? Our construction loan offers special benefits, flexible terms and competitive interest rates to help make your payments affordable while the home is being built and after you move in. Upon completion of the project, the loan will convert to a fully amortizing mortgage - without the need of a second closing.
Homeownership is part of the American dream. bankHometown offers a variety of mortgage programs to help make the path to home ownership possible for low- and moderate-incomes families.
We’re proud to partner with MassHousing to help qualifying low- and moderate-income borrowers realize the dream of owning their own home.* MassHousing offers easy-to-understand, fixed-rate mortgages as well as special programs for first-time buyers and military families who are purchasing an owner occupied, 1- to 4-family home or condominium.
Subject to Mass Housing Mortgage Guidelines. Income limits and down payment assistance vary by community.
Our Affordable Housing Program features a 7/3 adjustable-rate mortgage that starts out with a low fixed rate for seven years, which is then adjustable every three years thereafter. What’s more, the program requires as little as 3% down*.
In general, adjustable-rate mortgages are a good choice if you:
*Click on View Rates for more information.
Receive up to $15,000* in grant money through the Equity Builder Program.