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Mortgage Lenders

Whether you are considering shopping for your first home, buying a new home or refinancing an existing mortgage, we are here to help.

Fixed-Rate Mortgages

If you're a prospective homebuyer who would be more comfortable with a set monthly payment for the term of your loan, lock in a fixed rate for your home financing.

  • Consistent mortgage payments
  • Flexible terms
  • Zero point options available

Adjustable-Rate Mortgages

An adjustable-rate mortgage (ARM) usually starts at a lower rate than a fixed-rate loan, which translates to a lower payment for greater purchasing power. This introductory fixed-rate period is then followed by rate fluctuations based on a predetermined margin and a defined index. Interest rate changes are limited, or capped, at each adjustment and for the life of the loan. For more information, contact one of our Mortgage Lenders.

  • Start with lower payments that will adjust to market conditions at a future specified date
  • Periodic and lifetime caps are provided to protect you from market fluctuations
  • Flexible terms
  • Zero point options available

First-Time Homebuyer Program

As a first-time homebuyer, you may qualify for advantages such as reduced closing costs, a low down payment, zero points and flexible qualifying guidelines. Products are available for 1 -4 family homes and condos. Let's explore your options together and find the financing solution that can make your plans possible.

  • Reduced closing costs
  • Low down payment
  • Flexible qualifying guidelines
  • Zero point options available
  • Free appraisal

Construction Loans

Planning on building a new home? Our construction loan offers special benefits, flexible terms and competitive interest rates to help make your payments affordable while the home is being built and after you move in.  Upon completion of the project, the loan will convert to a fully amortizing mortgage - without the need of a second closing.

  • One closing
  • Adjustable rates
  • Flexible terms
  • Zero point options available

First Time Homebuyer?

Receive up to $15,000* in grant money through the Equity Builder Program.

Learn More