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Enjoy life's little moments.

Open the checking account that fits you best and receive up to $200.*

GET $100

Activate Direct Deposit OR Enroll in Online Banking & Make 5 Debit Card Transactions*

GET $50

Make 5 Bill Payments & Activate eStatements*

GET $50

After 1 Year Active Checking Account Anniversary*

Choose a new bankHometown Checking Account with Direct Deposit to get started.

Open Now

Checking Comparison Chart

FeaturesPremier CheckingLearn More Premier CheckingBasic CheckingLearn More Basic Checking
Minimum to Open$100$10
Earns Interest*Yes
Debit CardYesYes
Online BankingYesYes
Mobile BankingYesYes
eStatements & eBillsYesYes
24 Hour Telephone BankingYesYes
FREE First Order of bankHometown ChecksYesYes

* Special offer is for opening a Basic or Premier Checking account. Minimum balance to open Basic Checking is $10. For Premier Checking: minimum balance to open is $100, and as of 09/01/2019, the Annual Percentage Yield (APY) is .10% for accounts with a minimum daily balance of $.01-$24,999.99, .15% for accounts with a minimum daily balance of $25,000-$49,999.99, .15% for accounts with a minimum daily balance of $50,000-$99,999.99, .20% for accounts with a minimum daily balance of $100,000-$999,999.99 and .25% for accounts with a minimum daily balance of $1,000,000 or more. Minimum daily balance to earn stated APY is $.01. For both accounts: Fees could reduce earnings on accounts. Rates offered are subject to change without notice.$100 promotional offer is for opening a personal checking account and activating direct deposit (of at least $25) or signing up for online banking and conducting 5 debit card transactions using your debit card within the first 60 days of account opening ($100 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open). $50 promotional offer is for making 5 bill payments using online banking and enrolling in eStatements within 60 days of account opening ($50 will be credited to the account by the last business day of the statement cycle following the 60th day the account has been open). Minors (anyone under the age of 18) are not eligible for Online Bill Pay. $50 loyalty bonus will be paid after the account has been open for 12 months ($50 will be credited to the account by the last day of the bill cycle following the 365th day the account has been open). Bonuses for new checking account customers and limited to one account per customer. Bonus payouts may be 1099 reportable. Account must be in good standing and have a positive balance at the time the bonus is paid. May not be combined with other promotional offers. This is a limited time offer and subject to change without notice.